1. AFLATOUN

                       - A Child Social savings program

                       - Partners - NATCCO and Department of Education

                       - Membership fee P5.00

             2. YTM  -  Youth Tipid Movement

                         -   This is a savings program instilling the virtue of frugality to the young

                             18 years and below are considered youth

                         -  Membership Fee      – PhP 10.00 

                         -  Minimum required deposit that will receive interest is PhP00.00

             3. SARANAY ( Mortuary Aid Program )

                          - is a program that provides financial assistance to the bereaved family of

                             a dead regular member

                          - start up deposit of a new member PhP 800. A member must maintain 

                            PhP 800 balance every start of a new year

                            Benefits received by the beneficiary of a dead member:

                                      7months - 2 years            PhP 20,000

                                    >2 - 5 years                                  25,000

                                    >5 - 7 years                                  30,000     

                                    >7 - 10 years                                35,000     

                                   >10 - 15 years                              40,000     

                                   >15 - 20 years                              45,000     

                                   >20 - 25 years                              60,000     

                                   >25 above                                    75,000     

                         - Contestability period is six (6 ) months

-  PhP5,000.00 benefit if death occurs within the contestability period

    Except for death due to accident

                         - Administrative fee regardless of the amount of benefit is PhP2,500.00

            4. MEDICAL AID PROGRAM (MEDICAIDE)

                        - A Php 500.00 assistance  given to regular members upon discharge

                           From the hospital

- No premium is ask from the member

- A YTM member can also avail this benefit if savings deposit balance is       

   PhP3,000.00.

4. OLD AGE WELFARE

            - This is a program giving a birthday gift worth PhP1,500.00 to old age                             

              Members (65 years old and above)

- To recognize those who actively aged with the cooperative and

patronized the Mortuary Aid Program or Saranay for a period of 20 years and up.

            6. KASAPI

                        - is a group health insurance partnership between SACDECO and       

                          Philhealth, this aims to provide hospitalization benefit to members

                          Who are confined in a PHILHEALTH accredited hospital.